Marriage in Islam is a sacred bond meant to bring love, peace, and stability. Yet, in recent times, within the Muslim community in India, there has been growing concern over the rising number of strained marriages and divorces. While every individual case is unique, certain recurring patterns and challenges are being observed in society.
Common Challenges Affecting Marital Stability
1. Incomplete or Withheld Information
One major reason many marriages struggle is the withholding of critical details before marriage. Families often avoid asking direct questions, fearing it may offend the other side or risk losing the rishtaa. As a result, important facts — such as existing financial obligations, health concerns, or background checks — are left unsaid.
2. Lack of Formal Verification
Traditionally, most matches are arranged through references, introductions, or community networks. However, in today’s era, very few families conduct formal verifications. Without confirming identity, background, or professional details, misunderstandings can arise after marriage.
3. Financial Responsibility & Creditworthiness
One of the most sensitive but important areas is financial responsibility. This does not mean being wealthy — rather, it means being transparent and reliable with money.
Financial verification is about understanding:
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Has the individual taken loans or credit cards?
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Is he repaying them responsibly?
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Does his credit score reflect financial discipline, or does it show defaults?
This concept is known as creditworthiness. Regardless of being rich or poor, salaried or self-employed, every earning person has a financial track record. A positive credit history reflects reliability, while defaults may indicate risk. In some instances observed in society, families later discovered financial burdens such as loans, defaults, or liabilities that were not discussed earlier — creating stress within the marriage.
4. Health and Medical Concerns
Health is another sensitive matter. At times, individuals may choose not to disclose medical conditions before marriage or sometimes they are not aware about thier problem. However, when serious health issues surface later, they can place unexpected strain on the relationship.
5. Digital Misrepresentation
With the rise of filters and AI tools, photographs and profiles can be easily enhanced. While this may seem harmless, it can create unrealistic impressions. When the reality does not match the expectations, disappointment and mistrust may follow.
Why These Issues Can Lead to Marital Strain
When crucial information — financial, medical, or personal — is withheld or misrepresented, it affects the foundation of trust in marriage. What begins as a small gap in communication may grow into larger conflicts over time, sometimes even leading to separation.
The Importance of Verification Today
In the digital age, families are recognizing the need for greater transparency and structured verification. This does not mean mistrust, but rather ensuring that marriages are based on honesty, clarity, and realistic expectations. Key questions families may consider include:
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Is the individual financially responsible and creditworthy?
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Are there any health concerns that should be discussed?
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Is the profile image genuine and unaltered?
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Has the person’s identity and background been properly verified?
The challenge is — who should ask these questions, and how should they be verified?
The Dar Al Nikah Approach
At Dar Al Nikah, our mission is to support families by reducing risks that often lead to misunderstandings. We provide a structured process of 5 Trust Checks, which include:
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Identity Verification
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Background Verification (legal NOC or Police verification)
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Financial Verification (Creditworthiness & Loan History that is CIBIL Score )
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Health Check-up Report
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Professional Photograph Verification ( Daral Nikah will do the photoshoot at your residence) total 5 Images, 4 with make up and 1 is without make up and simple image.
Profiles are then awarded a Trust Shield with Star Ratings:
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5 Stars – All checks completed
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4 Stars – One check pending
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3 Stars – Two checks pending, and so on
Families often prefer 5-Star Shield profiles, as they provide additional confidence that due diligence has been done.
Importantly, all verification reports remain private with the individual. They are not shared with other profiles. Only when an engagement is finalized or marriage is mutually agreed by both families can this information be exchanged — and even then, solely by the families themselves. Dar Al Nikah has no authority to disclose or share verification reports.
Final Reflection
Ultimately, marriage is a matter of destiny, and all outcomes are in the hands of Almighty Allah (SWT). However, as a community, we have a responsibility to take reasonable steps to protect our families from avoidable risks.
By encouraging openness, structured verification, and transparency, we can reduce misunderstandings and strengthen the institution of Nikah. With Dar Al Nikah, our goal is to help families build marriages on the values of truth, trust, and dignity, while always placing our reliance upon Allah.